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Is it easy to find an ATM in China?

International tourists can see ATMs everywhere in big cities. But not all ATM can accept the bank cards issued by foreign banks. Usually the ATMs have some signs showing what cards can be used. To be on the safe side, it is suggest that you can use the ATMs of Bank of China (BOC), which has been a specialized international exchange/trade bank in China. Other national banks like Industrial and Commercial Bank (ICBC), China Construction Bank (CCB), Agricultural Bank of China (ABC) and Bank of Communications, also have their ATMs accepting international bank cards in big cities, while in some small towns, possibly not.  

There are also hundreds of other banks in China, if you are not sure if the ATMs can accept your card, please ignore it. If the machines don’t offer English instructions, it will be quite annoying to get your card back.   

Other must-know tips: 

  1. Please note that all the ATMs remit Chinese bank notes (RMB). 
  2. Carry two different ATM cards just in case one gets damaged. Be sure to tell your bank that you'll be using the card in China.
  3. If you want to exchange the Chinese money back to your home currency on the way out (e.g. at the airport), you’ll need to keep the ATM or bank receipt, otherwise, the exchange won’t be accepted.

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